2. What is the refund policy?
If you cancel your trip/reservation, we will charge you the following cancellation fee which will be computed from the date of our actual receipt of your cancellation notice:

Note: We are able to accommodate reasonable requests for rescheduling previously booked trips.

3. What is included in the price?
The price of each trip covers the land cost of each trek or tour, starting and ending in the designated city in Pakistan or the Maldives. Air fare is not included, nor are tips, snacks, souveniers, and airport taxes.

The other aspects of your trip that are included in the land cost are: an experienced trip leader, double occupancy in good hotels, meals in motels, and while trekking, airport transfers, local transport by plane, bus or jeep, sightseeing and entrance fees, guides, cooks, crews, porters, insurance for trekking/tour personnel, trekking/tour fees and permits, and communal equipment as noted.

The price is based on a maximum group size of eight members. We do not cancel trips due to small group size. If only one person signs up for a trip, we add a "single person" surcharge of $500. There are no additional charges for groups of two or larger.

If any trip must be extended due to weather, lack of transportation, political disputes, medical emergency or any other cause beyond our reasonable control, the associated additional costs are not included in the published price. Concordia Expeditions published trek/tour prices may be subject to unavoidable changes without prior notice.

3. What is not included in the price?
For treks, you are responsible for bringing your own tent, sleeping bag and day pack. Bike Hunza participants must bring their own bicycle.

Costs of medical treatment, hospitalization or evacuation, tips, passports, visas, immunizations, excess baggage, airport tax, personal (trip member) insurance, alcoholic or any other type of bottled beverages, laundry, phone calls and other personal items are not included.

5. What are the medical considerations?
Some of our expeditions, treks and tours are physically and mentally demanding, and medical facilities are primitive or nonexistent in many areas. For this reason, good physical condition along with a positive attitude is necessary for one's well-being and enjoyment of the trip.

You must present a medical certificate or a letter from your physician stating your physical and mental ability to undertake such a journey. We accept no responsibility for medical treatment. We will inform you regarding recommended immunizations, medications and other trip health considerations.

It is your responsibility to medically educate and equip yourself including, but not limited to, a first aid kit. We will offer trip cost discounts to a qualified physician who joins a group of two or more and acts as trip doctor.

The guide has the right to separate any member from the group at any time if considered necessary for the safety of the individual or the group. The guide also has the right to change any group trip itinerary to keep the safety of the group paramount. We will not give refunds under such circumstances.

6. What type of insurance should I get?
We encourage you to obtain a traveler's insurance policy which will cover you and your property and also provide coverage for trip cancellation charges. We recommend Travel Guard International of Stevens Point, Wisconsin. Phone: 1-800-826-1300.

7. What are the responsibilities of Concordia Expeditions?
Concordia Expeditions acts solely as agent for transportation and all other travel services. We assume no responsibility for loss, damage and/or injury to property and/or person, however caused, in connection with any service offered by CE and/or associate, employee, including but not limited to that resulting indirectly or directly from: annoyance, acts of God, detention, delays and expenses arising from force majeure, thefts, failure of any means of conveyance to arrive or depart as scheduled, pilferage, strikes, quarantine, civil disturbances, wars, natural and other disasters, discrepancies or change in transit over which it has no control and government regulations/ restrictions.

The trip operator has the discretion to make any reasonable changes in itinerary. Our prices are subject to change without prior notice. The airlines concerned are not to be held responsible for any act, omission or event during the time passengers are not on board the aircraft and/or conveyances. The airline tickets issued by the airlines concerned, when issued, shall constitute the sole contract between the airlines and the purchaser of any of these tours and/or tour members.

Submission of your deposit constitutes acceptance of the terms, conditions and release of responsibility by CE as stated herein.

8. I assume the following risks pertaining to my trip:
I am fully aware that adventure travel and expeditions/ trips to the remote mountainous areas of our planet can be dangerous. It has certain risks and dangers including, but not limited to, the hazards of traveling on foot or by any other means of travel (conventional or unconventional), illness and/or accident in remote places without medical facilities or quick means of transportation or ability to obtain it, extreme weather conditions, dangerous and steep geographical terrain, all forces of nature, wild animals and physical exertion for which I may not be prepared.

I fully accept the risks of this trip and acknowledge that the pleasure and recreational enjoyment of taking such an adventurous trip is part of the reason for participating in it.

9. My deposit constitutes the following release of liability and my adherence to the laws of the State of Colorado:
I hereby indemnify, release, waive and agree not to sue Concordia Expeditions, any associate, employee, or authorized independent agent for all or any liability to me, to my personal representatives, heirs, assigns and next of kin, for any and all losses, damages or injuries or any claim or demand on account of injury to me or my property, or on account of death resulting from any cause, including negligence of CE or others, while I am participating in a trip arranged by CE, affiliates, and/or employees.

I further agree that I will assume all risk pertaining to my trip and release CE or others of all liability for any injury or damage to my body or property or my death due to any negligent failure to obtain or administer appropriate rescue operations in the event of injury or mishap including, but not limited to, failure to obtain adequate medical services, to evacuate or to supply treatment, evacuation or any other emergency services on my behalf as CE, associates and/or employees deem essential for my safety and well-being.

I agree and acknowledge that adventure travel can be dangerous and involves unpredictable significant risks of bodily injury, damage to property and death, and that my deposit constitutes my release of liability and assumption of all risk as stated herein.

However, in case of an impending dispute, I also hereby agree that regardless where this contract between myself and CE is executed, I will first submit any dispute for binding arbitration to the American Arbitration Association office located nearest to the County of Chaffee in the State of Colorado. Secondly, I will submit to the jurisdiction of any court located in Chaffee County in the State of Colorado and in the United States District Court for the District of Colorado. I also agree that under any circumstances the maximum recovery entitled to me (in the event of any dispute) will not exceed the land cost pertaining to the trip which I believe is reasonable limitation to compensation in respect to the damages that I may have suffered. As regards to the airline portion of my trip, I will submit the claim directly to the respective airlines involved.